I know the feeling in a financial nightmare, you get sleepless nights and endless adjustments of your budget to pay your debt. Now you are thinking of other options to ease the financial problem you are in. Mine actually started when I applied for a credit card and for the first three months, I can pay the outstanding balance of the credit card but I got overwhelm after that. I was very confident and swiped my card on everything I like from clothes, groceries and other items. I lose track of my purchases and I said to myself that I can still pay the amount due every month. Yes, I am a good payer but I can't seem to end or pay off my Credit card debt because of the high interest. I am only paying the high interest charge the credit card company is billing me.
What I am doing now is Debt consolidation and making a simple list of my current financial standing and my debts. I also make a list of the possible things or actions I will do in order to have a Debt relief . Now that I have made my own list and possible actions on the financial nightmare that I am in, I should seek Debt help from someone or probably a financial company who can assess my current status.
Good thing I heard about this online assessment, BillsIQ. It gives you all the information you need and corrects all the financial myths. It also gives you advice on your financial planning. It also very helpful because it gives you additional knowledge on financial freedom and management. It is like you own online financial/adviser. After answering all the financial questions, it will generate your score or IQ on financial aspects. Better make a good start on financial planning and before doing it, know your IQ. Know that I know my own IQ, I should plan my expenses and give myself the financial freedom.
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